Grow your eCommerce Business with Braavo’s Business Line of Credit.

Flexible and Reliable.

Key Requirements for Businesses

  • A US business that’s at least 2 years old
  • Good personal credit
  • Sufficient business assets
  • Valid US Photo ID
Apply in Seconds
Apply in under 2 minutes to view your rate and how much you would have access to. No commitment required.
Feel safe knowing that your money will always be protected by an FDIC insured bank.
Only use the money when you need it, for whatever you want - seriously.
Braavo values relationships and helps its partners succeed with lower rates as the partnership grows.

How it Works

Use your Line of Credit like a credit card. You will get a Braavo Loan Account, Checking Account and Escrow Account. You can use your entire line, and keep it outstanding as long as you need. You only need to pay back the interest each month.

AutoPay option available.

What We Do

We value our relationships with our customers, and want to help you grow your business with flexible financing options.

Braavo tries its best to make it as easy as possible to get access to funds in minutes.

We are dedicated to supporting eCommerce business owners as they navigate the ever-changing landscape. We deeply understand the challenges you face and we're here to help you meet them.

With Braavo, you get the reliability of a real bank, coupled with the speed of a tech company.

Get an offer in minutes. Receive funds in days.

Frequently asked questions

The Braavo Line of Credit is a financing option for any business, but specifically Amazon Sellers and eCommerce businesses. Businesses can use their funds as they need it, and only have to pay back the interest on the outstanding amount once a month. Interest accrues at a floating rate using the Wall Street Journal Prime Rate plus your rate. You can also set up AutoPay from an external business account so you never miss a payment.

You are able to access and manage your money all through the Braavo customer portal. You will receive login credentials to access your account where you can transfer money straight to your business bank account. Braavo is owned by First Citizens Community Bank, and together we aim to provide our customers with the most seamless experience possible.

There is a personal guarantee.

Applying for the Braavo Line of Credit does not impact your credit score, and there are no fees to open your accounts with Braavo.